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Rising home loan repayments got you thinking? Take control by cutting costs and managing your money |
| 1 | Anything you put your money into should meet your goals and suit you. | Work out your objectives |
| 2 | No one can guarantee the performance of any investment. You may lose some or all of your money if something goes wrong. | High returns? - Watch out! Risk and return calculator |
| 3 | The rate of return offered is not the only way to assess how risky an investment is. | Managing investment risks |
| 4 | ‘High return means high risk’ is a familiar rule of thumb. Some investments, even if they seem to offer relatively modest returns, can be extremely risky. | Rates of return and risk Beware of fixed interest products |
| 5 | Take your time and do your research before deciding what to invest in. | Investing basics Ground rules for investing |
| 6 | You are taking a big risk if you put all your money into one investment. Spreading your money between different investment types (diversification) reduces the risk of losing everything. | More about diversification More about asset classes |
| 7 | Consider seeking professional advice from a licensed financial adviser. | Getting advice |
