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Our investor guide outlines what a debenture is, benchmarks to help you assess potential risks, and how to read a prospectus.

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FIDO NEWS
Issue 106, 30 June 2008

1. Its tax time again
Here are some pointers on preparing your paperwork. And why not use tax time to take a look at your overall financial situation?

2. What should you do about your super in a falling share market?
It can be hard to keep the long term in mind when returns seem to be pointing south. Don't despair!

3. It's your life - have you thought about insuring it?
Having adequate life insurance is an essential part of good financial planning.
Read FIDO's tips about life insurance, and find out more about different types of life insurance, as well as how to apply for it and make claims.

4. Have you received an unexpected offer to buy your shares?
You should be aware of some pitfalls, and follow our seven safety checks before considering such offers.

5. Warning about new cold calling scams
Be wary of calls out of the blue from Macmar Investment Corporation (Macmar) and Global Options S.A (Global) about investing in commodities such as gold, petrol, oil and gas.

6. Less paper in super
ASIC is looking at how super funds could better communicate with their members.

7. Have you been harassed about debts you owe to GE Money?
You might be entitled to compensation. Here's what to do.

8. ASIC to take on financial literacy
The functions of the Financial Literacy Foundation will transfer to ASIC on 1 July 2008. Find out more about the work of the Foundation and our new role by visiting the Financial Literacy Foundation website; Understanding Money.


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fido@asic.gov.au
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